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If you were married to someone who is now deceased, you may be entitled to SSDI benefits. Social Security Disability Income (SSDI) benefits operate similarly to an insurance program; you pay into it through a portion of your taxes which are taken out of your paycheck in the event you may become disabled.

As a widow or widower, you are likely able to collect what the Social Security Administration calls “survivor benefits.”

4 Eligibility Requirements for Survivor Benefits

The Social Security Administration has various eligibility requirements depending on which program you are applying for– SSI, SSDI, retirement etc. If you are a widow or widower, you must meet one of the following four SSA age requirements to be eligible for survivor benefits– your deceased spouse’s SSDI benefits.

  1. The widow or widower is eligible to receive full benefits if they are at the full retirement age. The full retirement age for survivors that were born between 1945- 1956 is 66; the full retirement age for those born in 1962 or later will gradually increase to age 67.

  1. The widow or widower is eligible to receive reduced benefits if they are 60 years old.

  1. The widow or widower is eligible to receive survivor benefits at age 50 if the surviving spouse is disabled.

  1. The widow or widower is eligible to receive survivor benefits at any age if he or she is caring for the deceased spouse’s child who is receiving Social Security benefits and is either younger than 16 or is disabled.

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Please note, all information contained herein is provided for general informational purposes only.  The information herein is not intended as legal advice and should not be relied upon as such. Different factual scenarios may yield different results.  In addition, several other factors must be considered in each individual case, and those factors can only be ascertained by speaking directly with an attorney.

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